Sending Your Children Off to College? Be Sure Insurance Needs are Met

While packing needed belongings for the college experience, review
insurance policies to be sure your student is covered away from home. Health and
property insurance coverages may change when your child is no longer living under your
roof.
In Idaho insurance policies cover dependents who are full-time students until the age of
25. However, individual policies differ so families should check with their providers for
specific information about how the policy defines a full-time student.
Idaho Department of Insurance Director Bill Deal encourages families to talk to their
insurance agents to be sure personal property is covered away from home. “Take an
inventory of personal belongings that are going with the student to college,” said Deal.
This inventory will help in the event of an insurance claim or catastrophe.
If your student is taking a car to school, be sure coverage is adequate for the city and state
in which your child will live.
The Department’s website has more useful insurance tips for families sending children
off to school. For information, click on the Consumer Alerts link at www.doi.idaho.gov.
For any insurance-related questions, problems or concerns, call 334-4250 in Boise, or
800-721-3272 toll free statewide.